After the recent storms (Hurricanes Helene and Milton), many homeowners need assistance navigating FEMA's 50% rule specifically relating to substantial damage claims. FEMA will allow homeowners to repair damage up to 50% of the depreciated value of the dwelling. This does not include any site improvements (pools, landscaping, driveways, etc), and is based on replicating the home to its pre-storm condition. For more information please call our office. We are always happy to help guide you through this process. Below is a link to FEMAs FAQs regarding flood damage repairs.  

https://www.fema.gov/sites/default/files/2020-07/fema_p213_08232018.pdf